Eligibility Criteria and Benefits of PM Kisan Maandhan Yojana: A Comprehensive Guide

The Pradhan Mantri Kisan Maandhan Yojana (PM Kisan) is a significant initiative launched by the Government of India to provide financial assistance to eligible farmers and their families. This comprehensive guide aims to demystify the eligibility criteria, application process, and benefits associated with this scheme.

Eligibility Criteria for PM Kisan Yojana

The PM Kisan Maandhan Yojana is primarily designed to benefit Indian farmers and their families who meet specific eligibility criteria. Here are the key points to consider:

Indian Citizenship: Applicants must be Indian citizens. Primary Occupation as a Farmer: The primary occupation of the applicant must be farming. Only those individuals who are engaged in agricultural activities can apply. Family Income: The family income should fall under the Below Poverty Line (BPL) category, and the family members are not part of any other government assistance schemes. Monthly Pensioners: Individuals with a monthly pension of Rs 10,000 or more are not eligible. Income Tax Paying Members: Farmers whose individuals within the family are paying income tax are not eligible. Family Members Count: In the PM Kisan Yojana, only the farmer husband, wife, and minor children are counted in the family.

Application Process

To apply for the PM Kisan Maandhan Yojana, the following steps should be followed:

Bank Account: Applicants must have a bank account as the government will transfer funds directly to the account. Aadhaar Number: It is essential to link the Aadhaar number with the bank account to ensure seamless payment processes. Submission of Application: Farmers can apply online or via physical form at identified banks and post offices.

New Developments and Additional Benefits

In a recent update, the government has expanded the scope of the PM Kisan Maandhan Yojana. Key developments include:

Seventh Installment: As of the latest update, the seventh installment of the Prime Minister Kisan Samman Nidhi has been credited to the accounts of farmers. By March 2021, the government aims to transfer the amount of Kisan Samman Nidhi to the accounts of approximately 11 crore farmers. Additional Benefits for Children: If a farmer has a child above 18 years of age who is listed in the agricultural records, the child can also apply for a separate Kisan Samman Nidhi benefit. Separate Benefits for Adults: Under the PM Kisan Yojana, every adult member of a farmer family can receive government assistance of Rs 6000. The condition is that his name must be recorded in the land revenue records. Each adult member can receive separate benefits if multiple names are recorded for the same cultivable land.

Conclusion

The Pradhan Mantri Kisan Maandhan Yojana is a vital initiative for the rural and agricultural sector in India. By understanding the eligibility criteria, application process, and new developments, farmers and their families can ensure they avail of the benefits intended for them. It is crucial to stay informed to maximize the advantages of this scheme.